How Can Critical Illness Insurance Benefit Me?

Many people turn to Life Insurance first, but there are situations in life that occur and disrupt your life dramatically, even when death isn’t a factor. Critical Illness is one of these situations where you may find yourself struggling to cover costs, particularly if you are losing income due to an inability to work with your illness.

Critical Illness is purchased when you are healthy and don’t have any medical conditions. If you develop one of the 25 covered illnesses and you receive a written diagnosis, your claim can be submitted. Your claim is paid out in a lump sum, tax free to you, and can be used in any way you would like.

These plans often come with the access to “Best Doctors”. This is an organization of medical professionals that will review your written diagnosis and determine if the diagnosis is a correct one and if the course of treatment is the right course of action for your illness.

10 Reasons To Get Life Insurance

We live in a world that is filled with the uncertainty. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used to pay debt, such as a mortgage, final and emergency expenses.

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10 Great Reasons To Get Critical Illness Insurance

Critical illness insurance offers help paying costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you receive a lump sum cash payment – you decide how to spend the money.

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10 Reasons To Use An Insurance Advisor

Anyone that has used an insurance agent in the past understands just how valuable such a service provider is, no matter what stage you are at in your life. There are many false perceptions about using an insurance agent that come from a lack of understanding about the process and the benefits.

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