How Can Long Term Care Insurance Benefit Me?

No one likes to think about getting older, but it is exactly that attitude that brings individuals to retirement age financially unprepared. Many Canadians do consider investing in retirement savings, and even life insurance, but fewer think about how they will fund long-term care if they get to a point where they just can’t live independently, whether it’s due to aging or illness.

For some seniors, long-term care is a requirement as their mobility begins to decline with age. For others, a serious illness results in a loss of independence because regular daily tasks are just too challenging or unsafe.

Benefits can be paid as a lump sum at set intervals, or paid out like income, providing only what you need to live, to better conserve your benefits as long as possible.

If Long Term Care Insurance is an option for you, contact us to learn more.

10 Reasons To Get Life Insurance

We live in a world that is filled with the uncertainty. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used to pay debt, such as a mortgage, final and emergency expenses.

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10 Great Reasons To Get Critical Illness Insurance

Critical illness insurance offers help paying costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you receive a lump sum cash payment – you decide how to spend the money.

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10 Reasons To Use An Insurance Advisor

Anyone that has used an insurance agent in the past understands just how valuable such a service provider is, no matter what stage you are at in your life. There are many false perceptions about using an insurance agent that come from a lack of understanding about the process and the benefits.

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