How Can Universal Life Insurance Benefit Me?

Universal Life Insurance is a unique policy that combines both traditional insurance and an investment opportunity.

Essentially, with Universal Life Insurance, a policy account is opened, premiums are credited to this account and payments for insurance coverage are deducted. Sometimes your premium amount is more than the actual cost of coverage. This is where the investment opportunity comes in, as it is that amount that is then credited to the cash value of the policy and that earns interest.

Universal Life Insurance is like selecting a medium risk Mutual Fund, as amounts fluctuate on a month-to-month basis. However, you also get coverage that resembles traditional life insurance.

10 Reasons To Get Life Insurance

We live in a world that is filled with the uncertainty. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used to pay debt, such as a mortgage, final and emergency expenses.

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10 Great Reasons To Get Critical Illness Insurance

Critical illness insurance offers help paying costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you receive a lump sum cash payment – you decide how to spend the money.

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10 Reasons To Use An Insurance Advisor

Anyone that has used an insurance agent in the past understands just how valuable such a service provider is, no matter what stage you are at in your life. There are many false perceptions about using an insurance agent that come from a lack of understanding about the process and the benefits.

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