Purchase

Owning your own home is an exciting proposition, but it’s important to understand what is involved before you know whether home ownership is for you.

A credit report is a history of how consistently you pay your financial obligations. It is created when you first borrow money or apply for credit and is built over time.

Working with a direct lender like a bank might feel more “conventional”, but the reality is that an independent third party can offer impartial advice. Plus, brokers have access to a much wider array of products.

Buying your first home is exciting; nevertheless, if you are not familiar with the process, it can also be overwhelming. Our experts can walk you through your journey to owning your own home.

Having a firm understanding of these potential costs is incredibly important and often overlooked.

When you apply for a mortgage loan, the mortgage planner will ask you to complete a loan application. The application shows information about the type of mortgage loan you’re applying for, as well as your personal financial situation.