Mortgage Renewals, Transfer & Switch

Review Your Options Prior To Mortgage Renewal

Don’t wait for your current mortgage lender to mail you your mortgage renewal statement a month prior to maturity. At Premiere Mortgage Centre, we recommend you review your mortgage on an annual basis much like you would your investments and diarize your renewal date at least 6 months prior to the mortgage maturity date.

Take the time to investigate your options and allow us to provide a mortgage strategy and solution that meets your present and future borrowing needs before the clock ticks on your mortgage renewal. We work with you to determine what lender offers the best mortgage solution with flexible features and a competitive mortgage interest rates in the marketplace. We can secure a rate hold of up to 4 months prior to your renewal date. Most lenders will cover the costs associated with transferring your mortgage. Let us help you save hundreds, if not thousands of dollars. The best part is that our service is free. You do not pay us, the lender does!

We welcome you to explore and visit our product and service offerings that fit your unique needs.

10 Reasons To Use A Mortgage Broker

Working with a direct lender like a bank might feel more “conventional”, but the reality is that an independent third party can offer impartial advice. Plus, brokers have access to a much wider array of products.

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10 Things to Consider Before Your Mortgage Renews

It might seem like the easy option at the time of mortgage renewal is just to accept whatever rate and terms your existing lender offers you. Without even stepping foot in a financial institution, you’ll receive a letter, and if you sign and return it, your renewal will be finalized. In a world where we are so focused on convenience, lenders expect that many people will choose this option, and settle for less than optimal terms.

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10 Great Reasons To Have Life Insurance

Life Insurance is the most selfless act a person can do for their family, as the person that is insured will never benefit from the coverage.

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Understanding Your Credit

A credit report is a history of how consistently you’ve paid your financial obligations. It is created when you first borrow money or apply for credit and is built over time. The companies that lend or collect money or issue credit cards (banks, finance companies, credit unions, retailers, etc.), send credit reporting agencies specific and factual information about their financial relationship with you.

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Dealing With Mortgage Payment Difficulties

For most Canadians, our home is our most important investment, but owning a home also comes with a great deal of responsibility. When unforeseen circumstances impact your ability to meet your mortgage payments, it’s important to take quick action and contact your lender. With early intervention, your lender can help you find a solution to your financial difficulties.

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Choosing The Right Mortgage For You

For most Canadians, buying a home means taking out a mortgage. A mortgage is money you borrow to buy a home, using the home as security (or “collateral”) for the loan.

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